Attorney reviewed · 14 states covered

Sued for a debt?
Fight back.

Answered reads your summons, finds the weaknesses in the plaintiff’s case, tracks your deadlines, and drafts your legal documents — so you can defend yourself without a lawyer.

What Answered does

A full defense — not just a form

Most debt cases are won on procedure and technicalities. Answered finds them.

Deadlines

Deadline tracking

Answer deadline, return date, counterclaim SOL — computed from your service date. Never miss a court date.

Analysis

Weakness detection

SOL expiration, missing chain of assignment, unverified complaints, improper service, itemization failures.

Strategy

Defense playbooks

Step-by-step guidance on arbitration motions, standing challenges, and SOL defenses — in plain English.

Documents

Answer drafting

Court-ready Answer with affirmative defenses and statute citations, generated from your case facts.

Documents

Motions & discovery

Motion to compel arbitration, motion to dismiss, discovery requests — drafted for your state's rules.

Filing

File by mail

We print, sign, and mail your Answer to the court. No courthouse trip required.

How it works

Upload your summons. We do the rest.

Works in a browser or on your phone. No app install required for the web version.

01

Upload or scan

PDF from your computer, or scan with your phone camera using our QR code flow.

02

Review your case

See deadlines, weaknesses, and your defense strategy — all from your documents.

03

File your defense

Download court-ready documents or have us mail them for you.

Coverage

14 states, attorney reviewed

Every state’s legal logic was reviewed by a licensed consumer-rights attorney before launch. More states coming soon.

WisconsinIllinoisNew YorkFloridaOhioTexasMinnesotaPennsylvaniaMichiganGeorgiaIndianaKentuckyVirginiaMissouri

Get started

Web or mobile

Cases sync between platforms automatically.

Web app

Upload documents from your computer. Full defense workflow in any browser. No install.

Open web app

iOS app

Scan your summons with your phone camera. Works anywhere.

App Store

Honest about what we are. Answered is a self-help legal tool, not a law firm. We don’t give legal advice and we don’t replace an attorney. If you can afford a lawyer, hire one. If you can’t — which is most people — Answered gives you the best shot at a real defense.